Parked in front of the school a few years ago to watch for kids blasting out of the building, I jumped out of my Jeep Wrangler to chat with my girlfriend Carmen, who also was waiting for her 8th grader. I was cautiously dressed to combat the crisp fall weather. Why take any chances? Shivering with cold is no fun.

So I’d dutifully donned my signature fuchsia scarf and swaddled it securely around my neck. My puffer coat reached to the top of my knees. Really. Sensible. And my furry beanie? It’s warm and cute — nailed it: a win-win.

I gave Carmen a quick hug, and she asked what was up with all my winter gear. It was then I realized Carmen wasn’t wearing much — I mean, a fleece vest?

“I’m the classic cold-girl-type,” I automatically chirped. Maybe, maybe not, Carmen challenged without missing a beat, as only the best of friends will do.

Read in full at AARP, The Girlfriend.